The Finance for Everyone Specialization will help you learn the language of finance and understand how the flow of money relates to the most important key social issues influencing our lives and communities. You’ll examine the connections between global and local finance; the flow of assets through businesses, governments, and other institutions; and the commodity, bond, and equity market dynamics that create and destroy financial value. When you complete the Specialization, you’ll be able to better understand both global financial news and your own personal financial decisions.
- Finance for Everyone: Decisions
Finance for Everyone: Decisions will introduce you to the workings of the free markets and the foundations of finance. You will learn how free markets and their «creative destruction» provide the architecture for the global economy and how those same markets move money in ways that create and destroy wealth. Your financial toolkit will include timeless concepts like compounding, discounting, annuities, effective interest rates, and more.
- Finance for Everyone: Markets
You will learn why interest rates have always been a key barometer in determining the value of everything. You will explore the changing influence of interest rates; the impact of interest rates on consumption, investment and economic growth; and the bizarre realities of negative interest rates.
- Finance For Everyone: Value
In Value, you will explore the most powerful generator of value in the world — ideas. Ideas are the engines of productivity, both in the private and public sectors. You will learn about the universal frameworks that determine how ideas and money interact, leading to the allocation of financial resources. You will be immersed in case based learning to integrate some of the powerful frameworks introduced in Value.
- Finance for Everyone: Debt
You’ll become fluent in related concepts like norms and benchmarks. You will explore these and other factors that influence debt for individuals and for public sector organizations, including governments, who are the largest consumers of debt.
- Finance for Everyone Capstone Project
Each course in F4E offers key insights and knowledge you will be able to apply in real-life situations. You’ll test drive those insights through activities and assessments that will influence your key money Decisions, your participation in financial Markets, your experience in preserving or creating Value, and in managing Debt. The Capstone Project is the culmination of your F4E experience.